Under Agreement

481 Humphrey St, Swampscott, MA

Swampscott · MA 01907

$749,000
Price
4
Beds
1.5
Baths
1736
Sq. ft.

Overview

Property type: Single Family
Year built: Built in 1798
Lot size: 6,190 Sq.Ft Lot
Price per square foot: $431 / Sq.Ft
Parking: No Parking
Heating & cooling: Heat, AC

About this home

Amazing opportunity to own TWO single family houses on ONE lot...and located just one block from the ocean in Swampscott! Enjoy the fabulous water views and feel the cool ocean breeze just minutes away from your doorway at Swampscott Harbor and Fisherman's Beach. This prime location is also a short walk to Swampscott's coastal downtown, offering a charming mix of restaurants, local shops, everyday conveniences and many green spaces. Both houses are move-in ready! The primary house was thoughtfully refreshed, offering the perfect blend of modern amenities, timeless classic style with touches of old world charm that includes original wood floors, pocket doors, an ornate tin ceiling and custom storage cabinets and shelves. The kitchen is equipped with new stainless steel appliances, countertops and a custom built entrance storage area. The guest bathroom on the first floor was also recently remodeled and a kitchen pantry was added. The second floor full bathroom sparkles after it was renovated and fitted with a deep tub, glass shower enclosure and modern fixtures. The third floor was finished and houses the fourth bedroom with adjoining office or den. The second house was significantly rebuilt 20 years ago with an open concept eat-in kitchen and living room area, a 3/4 bathroom and full size stackable washer and dryer on the first floor. A large loft is on the second floor. The loft is the perfect location for a private and cozy sleeping area. This two house property presents multiple living and investment options. It's an ideal property for an owner occupant needing additional space for extended family, an owner occupant seeking rental income or an investor looking solely for an income-producing investment property. Whether you're looking for a multi-generational family home, a coastal retreat or a solid rental investment, this property offers extraordinary flexibility and a good value!

Neighborhood & Transit

481 Humphrey St, Swampscott · MA 01907

Nearby transit

Within 0.5 mile, measured straight-line to the nearest station entrance.

No subway or commuter rail stations within 0.5 mile.

Price Insight

Days on Market:
87 days
Listing Price:
$749,000
Price per Sq.Ft:
$431
Tax Assessment:
$753,400 in 2026
Taxes:
$763 / Monthly

Home Facts

Interior Features

Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,736 Sq.Ft
Broker Disclosure about Living Area
Doesn't include detached dwelling at rear of property that is 735 sq.ft. w/sleeping loft & 3/4 bath
Kitchen
Dishwasher, Range, Garbage Disposal, Microwave, Refrigerator, Washer, Dryer
Primary Bedroom
Unknown
Laundry
Unknown
Living levels
Unknown
Rooms
7
Above grade area
1736
Flooring
Wood, Vinyl
Lead paint
Unknown

Utilities

Heating Type
Central Heat, Forced Air, Unit Control
Heating Zone
Unknown
Cooling
Central Air
Cooling Zones
1
Water
City/Town Water
Sewer
City/Town Sewer
Electric Features
Circuit Breakers, 200 Amps

Exterior Features

Lot Size
6,190 Sq.Ft
Lot Description
Paved Drive, Flood Plain, Level
Exterior Features
Porch, Gutters

Parking

Garage Parking
0 Parking Spaces
Off Street Parking
None, Off-Street, Paved Driveway

Construction Details

Construction Type
Frame
Siding
Vinyl
Roof
Asphalt/Fiberglass Shingles

Green Features

Electric Vehicle Charger
Unknown
Solar Panels
Unknown
Green Certified
Unknown
Insulation Features
Unknown
Energy Features
Unknown

Listing information

Listing agent
Ellen Zumbado
Listing office
Marsh Properties, Inc.
MLS PIN #
73561157
Disclosure
This property requires flood insurance as it is located in FEMA 'Zone AE' flood hazard area. Seller currently pays $1,097 for annual flood insurance. Property has one water meter that serves both houses. Rental income is based on current market rental rates for comparable properties.
Disclosure
Doesn't include detached dwelling at rear of property that is 735 sq.ft. w/sleeping loft & 3/4 bath